Wallet
A value account isolated by currency, ownership, and state, showing balance, activity, and limits.
One financial language
The same term across product, support, and reporting
Concise definitions that keep meaning consistent across Arabic, English, users, and finance teams.
Available balance
Value that can be used now within current permissions and limits.
Pending balance
Value linked to a transaction that has not reached financial finality.
Payment intent
A record defining amount, currency, and context before final execution while protecting the logical attempt from duplication.
Operator
A person with a membership, role, and scope allowing specific actions inside a business.
Branch
An operating and financial context that determines transaction location, responsibility, reporting, and limits.
Settlement
Grouping eligible activity by period, currency, and context to calculate gross value, fees, refunds, and net value.
Reconciliation
Matching records, payments, settlements, and financial counterparts while explaining differences.
Refund
Returning part or all of a successful payment through an action linked to the original.
Reversal
Restoring the effect of a transaction that did not reach finality or resolving a contradictory financial outcome.
Idempotency
Guaranteeing that a repeated logical request does not execute financial effect more than once.
Trusted device
A device linked after successful verification while permissions, sessions, and limits remain separate controls.